Essential Winter Prep Tips for Your Home

As winter approaches, many homeowners feel the urgency to ensure their homes are ready for the colder months. A few proactive steps now can prevent stress and costly insurance claims later. Here’s a guide to help keep your home safe and warm during the winter.

1. Boost Indoor Air Quality

Improve your indoor air quality by using HEPA filters for viruses and particles, or MERV 13+ filters for dust and allergens. These can be used in HVAC systems or as portable units to ensure a healthier indoor environment.

2. Insulate Exposed Pipes

Prevent freezing and bursting pipes by insulating those in basements or exterior walls. This simple step can save you from extensive water damage and costly repairs.

3. Schedule a Heating System Checkup

Have an annual inspection of your heating system to avoid surprise breakdowns during cold snaps. Regular maintenance ensures your system runs efficiently when you need it most.

4. Clear and Check Solar Panels

If you have solar panels, switch them to winter mode and keep them clear of snow to maintain efficiency. This helps ensure a continuous supply of renewable energy, even in winter.

5. Clean Out Gutters

Before the snow hits, clean out your gutters to prevent ice dams and water backups. Clearing leaves and debris will help maintain proper drainage during melting periods.

6. Seal Gaps Around Windows and Doors

Sealing gaps is a tried-and-true method to retain heat and reduce energy bills. Keeping the warm air in and the cold air out is key to a comfortable home in winter.

7. Update Smart Thermostat Settings

New smart thermostat models can adjust automatically to reduce energy waste. Set temperatures between 68°F and 70°F when you’re home for optimal efficiency.

8. Document Your Home Digitally

Create a video walkthrough of your home and valuables with your smartphone. This documentation can streamline potential insurance claims, providing valuable evidence if needed.

Implementing even just a few of these strategies can make a significant difference in protecting your home this winter. Stay proactive and remember, it’s never too late to start. Consider reviewing your homeowners insurance policy, particularly to understand what's covered during winter weather events.